This subcommittee focuses on health insurance regulations, coverage mandates, and the Maryland Health Benefit Exchange. Delegate Morgan is a leading voice for insurance affordability, consistently opposing new state mandates that act as hidden taxes on Maryland families and small businesses. He has been a strong supporter of the State Reinsurance Program, which successfully stabilized the individual market and lowered premiums for self-employed residents by over 30%.

Additionally, Delegate Morgan has successfully co-sponsored legislation for permanent telehealth access, ensuring that insurance companies provide full coverage for virtual care—a vital service for rural communities in Southern Maryland where travel to specialists can be a significant barrier to care.